DANH SÁCH: Các vùng nào ở Victoria đối mặt trả nợ tiền nhà tệ hại nhất khi lãi suất tăng

May 5, 2022May 5, 2022

Việc tăng lãi suất được thiết lập đẩy các chủ nhà đang gặp khó khăn vào bờ vực thẳm, với các vùng ở phía đông nam của Melbourne bị ảnh hưởng nặng nề nhất.

The research identified the 10 most-at-risk postcodes in Australia.

Six of them are in Victoria 👇https://t.co/YrKfBhYmX7
— 3AW Melbourne (@3AW693) May 2, 2022

Ngân hàng Dự trữ Liên bang (RBA) đã tăng lãi suất vào ngày Thứ Ba lần đầu tiên trong một thập kỷ để đối phó với lạm phát tăng vọt.

Thống đốc RBA, ông Philip Lowe thông báo tỷ giá tiền mặt đã được nâng từ 0.1% lên thành 0.35%.

Điều này được đưa ra khi một báo cáo của Digital Finance Analytics và thị trường cho vay mua nhà trực tuyến Joust tiết lộ rằng căng thẳng thế chấp cao nhất ở Victoria trong 7 mã bưu điện ở phía đông nam, bao gồm 3805, 3806, 3810, 3977, 3199, 3178 và 3802.

Top individual suburbs for household mortgage stress in Melbourne are the likes of Narre Warren, Doreen, Craigieburn, Point Cook, Tarneit, Frankston, Cranbourne. Also happen to be similar areas highly vulnerable to fuel price changes and overall another sign of urban inequality https://t.co/CQvQUZ8yyl
— Declan Martin (@declanmartin75) May 2, 2022

Narre Warren South đứng đầu danh sách với 10,027 hộ gia đình hiện đang trong tình trạng căng thẳng về thế chấp vì dữ liệu cho thấy mức tăng 0.5% sẽ khiến 363 hộ gia đình khác gặp rắc rối.

Tiếp theo là 8,689 ở Berwick, 7,988 ở Pakenham, 6,611 ở Cranbourne, 5,785 ở Frankston, 5,231 ở Rowville và 4,179 ở Endeavour Hills.

Những vùng khác bị kéo đến giới hạn là Ballarat East, Tarneit, Sydenham, Derrimut, Doreen, Roxburgh Park, Epping, Reservoir, South Morang, Glenroy và Traralgon.

Các vùng chịu ít hoặc không có áp lực thế chấp bao gồm Thornton, Bealiba, Pine Grove, Surrey Hills, Toorak, Oakleigh South, Ferntree Gully, Lorne, Apollo Bay và Nagambie.

Các hộ gia đình ở Victoria gặp căng thẳng về thế chấp

Mã số Bưu điện	Vùng ngoại ô	Căng thẳng thế chấp	0.5%	1.0%	1.5%	2.0%	3.0%
3805	Narre Warren South	10,027	363	272	908	243	–
3806	Berwick	8,689	470	376	238	–	–
3350	Ballarat East	8,109	–	–	90	90	–
3810	Pakenham	7,988	192	96	479	767	–
3029	Tarneit	7,235	400	400	1,199	800	1,599
3037	Sydenham	6,947	237	545	947	947	650
3030	Derrimut	6,743	931	931	1,345	1,241	1,138
3977	Cranbourne	6,611	1,671	2,339	3,008	4,010	1,003
3199	Frankston	5,785	–	–	–	190	–
3754	Doreen	5,784	–	92	184	–	92
3064	Roxburgh Park	5,693	346	1,037	692	2,075	1,729
3178	Rowville	5,231	83	167	167	167	167
3076	Epping	4,495	–	–	–	–	108
3073	Reservoir	4,408	–	–	–	98	–
3752	South Morang	4,200	–	84	84	84	84
3802	Endeavour Hills	4,179	94	–	12	150	–
3046	Glenroy	4,157	143	154	105	12	192
3844	Traralgon	4,054	–	–	–	–	78
3216	Highton	3,831	97	291	679	1,067	873
3044	Pascoe Vale	3,690	87	14	174	113	262
3338	Melton South	3,568	–	–	–	68	–
3072	Preston	3,463	–	–	–	93	185
3040	Essendon	3,425	129	100	–	–	–
3429	Sunbury	3,394	–	–	–	–	–
3690	West Wodonga	3,339	–	–	–	–	–
3201	Carrum Downs	3,166	93	–	–	93	–
3196	Chelsea	3,081	–	–	–	–	–
3219	Whittington	2,995	–	–	–	107	–
3550	Kennington	2,937	–	214	–	107	–
3204	Bentleigh	2,887	–	438	614	263	526
3038	Taylors Lakes	2,838	75	373	301	298	275
3084	Rosanna	2,829	586	146	146	146	–
3136	Croydon North	2,663	209	836	731	1,044	418
3337	Kurunjang	2,652	–	–	–	98	–
3095	Eltham	2,650	–	–	–	1,420	1,420
3551	Ascot	2,645	–	–	–	–	–
3043	Tullamarine	2,545	134	12	–	113	103
3088	Greensborough	2,545	–	–	336	336	336
3082	Mill Park	2,503	–	93	–	–	185
3153	Bayswater	2,486	112	364	210	102	753
3089	Diamond Creek	2,452	–	–	91	–	–
3023	Deer Park	2,415	1,031	344	344	1,031	1,719
3175	Dandenong	2,299	–	–	94	378	661
3163	Carnegie	2,276	637	382	637	510	127
3756	Wallan	2,272	–	–	–	–	–
3134	Ringwood	2,258	525	–	–	1,049	525
3340	Bacchus Marsh	2,251	–	–	–	–	116
3079	Ivanhoe	2,217	89	45	21	15	26
3075	Lalor	2,216	–	–	–	94	–
3160	Belgrave	2,190	21	15	11	24	11
3021	Albanvale	2,151	–	99	99	893	397
3152	Wantirna	2,102	188	283	471	283	283
3818	Drouin	2,086	–	133	133	–	–
3173	Keysborough	2,065	256	85	256	342	342
3825	Moe	2,056	–	–	–	–	–
3174	Noble Park	2,054	–	233	116	233	466
3149	Mount Waverley	2,044	347	347	809	347	116
3192	Cheltenham	2,043	721	240	240	240	240
3796	Mount Evelyn	2,036	–	99	30	102	99
3190	Highett	2,028	–	–	–	–	–
3875	Bairnsdale	2,028	–	–	–	–	–
3840	Morwell	2,018	–	–	–	–	–
3047	Broadmeadows	1,998	–	78	–	89	–
3181	Prahran	1,986	–	21	156	12	10
3130	Blackburn	1,968	–	247	–	988	–
3220	Newtown	1,901	–	–	101	101	202
3048	Meadow Heights	1,896	–	–	199	–	199
3197	Patterson Lakes	1,889	–	–	137	–	–
3068	Fitzroy North	1,875	167	123	101	–	165
3133	Vermont South	1,869	–	935	467	–	–
3809	Officer	1,862	–	–	–	–	–
3214	Corio	1,841	–	–	–	–	107
3028	Altona Meadows	1,815	108	–	325	217	541
3101	Kew	1,807	689	383	–	–	230
3215	Hamlyn Heights	1,788	–	–	–	106	–
3750	Wollert	1,774	–	–	–	–	–
3039	Moonee Ponds	1,764	214	83	–	–	–
3015	Spotswood	1,740	415	83	332	–	249
3677	Wangaratta	1,709	–	–	101	–	–
3071	Thornbury	1,679	–	199	–	199	100
3444	Lauriston	1,670	–	–	–	–	–
3145	Malvern East	1,658	67	457	210	217	–
3020	Sunshine West	1,655	–	326	244	407	488
3500	Mildura	1,639	–	–	–	–	–
3820	Warragul	1,636	94	94	94	282	282
3109	Doncaster East	1,630	523	436	436	436	261
3198	Seaford	1,618	–	–	–	–	–
3356	Delacombe	1,604	–	–	–	–	–
3166	Oakleigh	1,600	–	253	421	337	505
3056	Brunswick	1,591	219	219	219	329	110
3934	Mount Martha	1,561	555	462	370	462	185
3070	Northcote	1,550	298	298	397	298	298
3135	Ringwood East	1,544	86	171	428	428	428
3930	Mount Eliza	1,505	257	428	257	343	257
3074	Thomastown	1,491	–	–	–	–	–
3124	Camberwell	1,473	214	210	412	514	103
3147	Ashwood	1,462	–	210	399	–	–
3087	Watsonia	1,429	12	1	11	12	148
3437	Gisborne	1,420	–	75	–	–	75
3129	Mont Albert North	1,418	303	–	303	210	152
3150	Wheelers Hill	1,414	579	1,351	772	1,255	772
3171	Springvale	1,408	285	12	–	–	285
3976	Hampton Park	1,407	420	315	946	420	525
3122	Hawthorn	1,404	464	773	–	–	–
3850	Sale	1,402	–	–	–	–	–
3170	Mulgrave	1,392	105	526	210	316	316
3121	Richmond	1,375	96	96	479	574	287
3094	Montmorency	1,374	–	–	–	–	–
3155	Boronia	1,366	–	153	306	612	153
3049	Westmeadows	1,363	–	104	99	–	198
3400	Horsham	1,319	–	–	80	–	80
3078	Alphington	1,303	–	–	217	211	–
3146	Glen Iris	1,299	548	176	548	–	1,096
3042	Niddrie	1,293	287	–	–	574	–
3803	Hallam	1,291	–	94	–	–	376
3165	Bentleigh East	1,273	307	409	307	307	716
3631	Grahamvale	1,237	–	–	153	–	153
3108	Doncaster	1,223	260	390	260	260	130
3804	Narre Warren North	1,220	146	97	–	–	–
3807	Beaconsfield	1,213	–	–	213	–	–
3218	Manifold Heights	1,211	–	–	–	75	–
3085	Macleod	1,208	–	302	–	302	–
3125	Burwood	1,205	–	201	–	201	104
3222	Clifton Springs	1,173	–	113	226	113	338
3041	Strathmore Heights	1,164	250	86	171	86	11
3058	Coburg North	1,149	163	406	569	731	406
3024	Wyndham Vale	1,139	–	–	–	–	–
3658	Clonbinane	1,131	–	–	–	–	–
3131	Nunawading	1,105	–	–	736	–	736
3162	Caulfield South	1,101	599	514	104	86	–
3187	Brighton East	1,086	–	416	416	–	–
3730	Yarrawonga	1,075	–	–	–	–	–
3060	Fawkner	1,055	89	67	54	–	317
3564	Echuca	1,044	–	–	–	–	133
3161	Caulfield North	1,041	129	–	517	102	129
3451	Guildford	1,027	–	–	–	–	–
3224	Leopold	1,003	112	336	336	336	112
3081	Heidelberg West	1,000	–	–	–	123	–
3939	Rosebud	975	359	240	–	240	–
3226	Ocean Grove	968	184	369	–	369	184
3059	Greenvale	966	101	507	507	101	304
3630	Shepparton	965	–	–	–	–	197
3465	Maryborough	962	–	–	–	–	–
3057	Brunswick East	958	156	–	78	120	78
3556	Eaglehawk	950	–	–	–	–	–
3104	Balwyn North	942	–	112	1,413	–	–
3450	Castlemaine	933	–	–	–	–	–
3012	West Footscray	922	–	377	–	755	377
3672	Benalla	915	–	–	–	–	–
3765	Montrose	890	–	–	–	–	–
3128	Box Hill South	881	–	281	188	375	281
3193	Beaumaris	880	206	206	619	516	206
3138	Mooroolbark	879	242	242	242	362	242
3355	Lake Gardens	865	–	–	–	77	–
3180	Knoxfield	861	–	–	–	79	–
3111	Donvale	860	394	–	394	–	98
3212	Lara	856	129	–	259	–	388
3305	Cape Bridgewater	854	–	–	–	–	–
3011	Footscray	845	120	359	–	120	120
3177	Doveton	842	–	–	–	–	–
3331	Bannockburn	836	–	–	–	–	–
3442	Woodend	831	–	–	–	–	–
3931	Mornington	823	–	624	125	374	624
3678	Waldara	818	–	–	–	–	–
3217	Highton	817	233	233	–	–	233
3132	Mitcham	816	94	282	–	282	564
3227	Barwon Heads	789	–	–	–	–	–
3401	Jung	789	–	–	–	–	–
3107	Templestowe Lower	786	153	307	153	460	–
3555	Kangaroo Flat	786	–	–	–	–	167
3179	Scoresby	768	–	–	–	82	–
3824	Trafalgar	766	–	–	–	–	102
3143	Armadale	757	140	–	101	78	11
3377	Ararat	750	–	–	–	–	–
3434	Romsey	735	–	–	–	–	–
3777	Healesville	731	–	365	365	–	365
3206	Albert Park	729	88	177	88	12	–
3851	Stradbroke	691	–	–	–	–	–
3018	Altona	671	115	346	346	–	115
3188	Hampton	668	267	533	–	267	178
3033	Keilor East	665	114	114	114	228	228
3461	Glenlyon	664	–	–	–	–	–
3123	Hawthorn East	653	129	113	113	226	113
3862	Stratford	650	–	–	–	–	–
3496	Red Cliffs	646	–	–	–	–	–
3159	Selby	645	–	–	–	–	–
3342	Ballan	642	–	–	–	–	–
3644	Barooga	638
3585	Swan Hill	634	–	–	–	88	–
3141	South Yarra	633	316	633	316	–	–
3799	Warburton	633	–	–	97	97	–
3016	Williamstown	622	669	191	382	191	382
3910	Langwarrin	603	–	261	261	261	261
3764	Kilmore	592	–	–	–	–	–
3191	Sandringham	588	–	333	222	222	111
3065	Fitzroy	580	–	210	83	–	83
3505	Merbein	578	–	–	–	–	–
3666	Miepoll	565	–	–	–	–	–
3067	Abbotsford	562	–	–	86	173	86
3816	Longwarry	561	–	–	–	–	–
3660	Seymour	557	–	–	–	–	–
3202	Heatherton	550	–	–	–	–	–
3620	Kyabram	543	–	–	–	–	–
3099	Nutfield	535	–	–	–	134	267
3842	Churchill	535	–	–	–	–	–
3860	Maffra	535	–	–	–	–	–
3775	Yarra Glen	534	–	100	–	100	–
3036	Keilor	533	–	–	109	109	108
3051	North Melbourne	531	83	248	165	–	165
3871	Mirboo North	529	–	–	–	–	–
3106	Templestowe	527	247	–	495	247	124
3357	Buninyong	525	–	–	–	–	–
3280	Warrnambool	522	–	209	313	522	418
3148	Chadstone	520	139	139	139	277	–
3158	Upwey	519	–	–	80	–	241
3034	Avondale Heights	517	–	–	248	–	–
3102	Kew East	514	114	–	–	114	228
3335	Plumpton	513	–	–	–	–	140
3821	Nilma	505	–	–	–	–	–
3066	Collingwood	501	–	–	–	–	–
3008	Docklands	494	–	–	129	129	386
3747	Beechworth	487	–	–	–	58	–
3151	Burwood East	482	322	–	107	107	107
3185	Elsternwick	480	384	384	192	–	192
3186	Brighton	480	458	229	76	153	–
3781	Cockatoo	480	–	–	120	120	–
3195	Mordialloc	479	599	499	399	699	499
3061	Campbellfield	467	78	–	76	–	–
3184	Elwood	466	313	417	208	104	208
3815	Bunyip	462	–	88	–	–	–
3228	Torquay	460	339	679	170	339	170
3758	Heathcote Junction	454	–	–	–	–	–
3223	St Leonards	451	129	–	–	258	–
3380	Stawell	448	–	–	–	–	–
3431	Riddells Creek	442	–	–	–	–	–
3182	St Kilda	439	466	699	583	117	117
3783	Gembrook	428	–	–	–	–	–
3103	Deepdene	423	436	524	–	175	–
3093	Lower Plenty	420	–	–	–	120	–
3741	Bright	418
3714	Alexandra	413	–	–	–	–	–
3808	Beaconsfield Upper	411	–	–	62	–	62
3013	Yarraville	407	184	369	369	184	184
3126	Canterbury	406	95	284	95	–	–
3797	Gladysdale	400	–	–	90	–	–
3936	Dromana	394	107	214	320	214	107
3250	Colac	391	–	–	–	245	–
3814	Garfield North	384	–	–	–	–	–
3438	New Gisborne	380	–	–	–	–	–
3300	Hamilton	379	–	81	–	81	–
3393	Warracknabeal	376	–	–	–	–	–
3757	Whittlesea	375	–	–	–	469	–
3052	Parkville	374	–	–	–	–	–
3194	Mentone	374	162	162	162	242	–
3458	Trentham	372	–	–	–	–	–
3032	Maribyrnong	370	683	683	342	342	–
3812	Nar Nar Goon	370	21	15	–	–	–
3090	Plenty	366	–	–	–	–	–
3373	Beaufort	365	–	–	–	–	–
3363	Creswick	363	–	–	–	–	–
3782	Emerald	359	–	–	–	–	299
3435	Lancefield	355	–	–	–	–	–
3616	Tatura	354	–	–	–	–	–
3766	Kalorama	345	–	–	–	–	–
3636	Numurkah	343	–	–	–	–	78
3831	Neerim South	336	–	–	–	–	–
3440	Macedon	335	–	–	–	–	80
3940	Rosebud West	329	164	–	–	–	–
3427	Diggers Rest	328
3116	Chirnside Park	327	–	73	219	438	146
3722	Mansfield	325	–	–	–	–	–
3753	Beveridge	320	–	–	–	–	–
3984	Lang Lang	315	–	–	473	–	–
3341	Greendale	314	–	–	–	–	–
3950	Korumburra	313	83	167	83	–	–
3956	Venus Bay	313	–	156	–	–	–
3498	Irymple	312	–	–	–	–	–
3763	Kinglake	311	–	–	–	–	–
3200	Frankston North	309	–	–	–	–	–
3019	Braybrook	306	–	–	–	116	231
3460	Daylesford	305	–	–	12	–	–
3978	Clyde	300	450	–	899	450	450
3847	Willung South	299	–	–	–	–	–
3975	Lynbrook	297	–	229	115	229	916
3154	The Basin	294	73	–	73	–	73
3463	Maldon	291	–	–	–	–	–
3854	Glengarry	291	–	–	–	–	–
3688	Barnawartha	290	–	–	–	–	–
3767	Mount Dandenong	290	–	–	–	–	–
3971	Yarram	290	–	143	112	–	–
3761	St Andrews	282	–	–	–	–	–
3284	Port Fairy	276	–	–	–	–	–
3345	Gordon	274	–	–	–	–	–
3091	Yarrambat	268	–	–	–	–	–
3144	Malvern	268	143	143	572	–	–
3629	Mooroopna	267	101	–	–	101	–
3856	Toongabbie	266	–	–	–	–	–
3168	Clayton	263	121	–	121	121	243
3169	Clayton South	259	203	–	203	304	304
3140	Lilydale	258	–	391	78	313	235
3911	Baxter	255	–	–	–	–	–
3549	Robinvale Irrigation District Section C	251	–	–	–	–	–
3462	Newstead	248	–	–	–	–	–
3685	Rutherglen	242	–	–	–	–	97
3981	Koo Wee Rup	240	102	–	307	–	–
3707	Nariel Valley	239	–	–	–	–	–
3925	San Remo	235	–	–	294	–	–
3621	Kyvalley	232	–	–	–	–	–
3918	Bittern	232	–	77	–	77	154
3995	Wonthaggi	232	294	74	147	147	–
3759	Panton Hill	225
3418	Nhill	221	–	–	–	–	–
3737	Myrtleford	219	–	–	–	–	–
3027	Williams Landing	216	58	116	290	116	116
3464	Carisbrook	215	–	–	–	–	–
3673	Lurg	215	–	–	–	–	–
3915	Hastings	213	–	–	–	459	230
3683	Chiltern	212	–	–	–	–	–
3795	Silvan	212	–	–	–	–	–
3888	Orbost	207	–	–	–	–	–
3717	Yea	206	–	–	–	–	–
3788	Olinda	206	–	–	103	–	–
3501	Koorlong	201	–	–	–	–	57
3328	Teesdale	199	–	–	–	–	–
3364	Allendale	197	–	–	–	–	–
3913	Tyabb	197	–	61	–	–	182
3870	Boolarra	194	–	–	–	–	–
3189	Moorabbin	192	479	96	–	96	–
3634	Tallygaroopna	188	–	–	–	–	–
3664	Avenel	188	–	–	–	–	–
3996	Inverloch	187	258	–	86	86	–
3959	Fish Creek	186	–	–	–	–	–
3414	Dimboola	185	–	–	–	–	–
3467	Avoca	183	–	–	–	–	–
3004	Melbourne	182	638	–	–	–	–
3822	Darnum	181	–	–	–	–	–
3699	Mount Beauty	170
3139	Seville	164	94	94	376	188	188
3701	Tallangatta South	163
3332	Lethbridge	159	–	–	–	80	–
3869	Yinnar South	158	–	–	–	–	–
3003	West Melbourne	154	103	103	–	103	103
3561	Rochester	148	–	–	–	–	–
3579	Kerang	148	–	–	–	–	–
3249	Barongarook West	145	–	–	97	–	97
3568	Keely	145	–	–	–	–	–
3022	Ardeer	141	–	–	–	–	–
3000	Melbourne	138	109	109	109	109	–
3675	Glenrowan	137	–	–	–	–	–
3260	Camperdown	131	–	–	–	–	–
3055	Brunswick West	129	323	430	215	215	108
3858	Licola	128	–	–	–	–	–
3523	Heathcote	127	–	–	–	–	–
3922	Sunset Strip	127	104	–	104	104	208
3446	Malmsbury	122	–	–	–	–	–
3823	Yarragon	121	–	–	–	–	52
3880	Paynesville	119	159	–	–	–	–
3740	Porepunkah	114	–	–	–	–	–
3370	Clunes	113	–	–	–	–	–
3638	Nathalia	113	–	–	–	–	–
3770	Coldstream	113	52	104	–	52	–
3682	Springhurst	111
3749	Yackandandah	110	–	–	–	–	–
3221	Moolap	109	–	–	–	–	–
3477	Carapooee	109
3480	Donald	107	–	–	–	–	–
3646	Dookie	104	–	–	–	–	–
3361	Skipton	103
3953	Leongatha	103	–	190	–	95	284
3318	Edenhope	100	–	–	–	–	–
3321	Inverleigh	98	–	–	–	–	–
3533	Sea Lake	98	–	–	–	–	–
3105	Bulleen	97	97	194	97	97	97
3966	Binginwarri	94
3002	East Melbourne	88	–	–	–	–	–
3205	South Melbourne	87	–	254	127	127	127
3885	Buchan	87	–	–	–	–	–
3927	Somers	86	–	–	–	–	–
3938	McCrae	85	–	–	–	–	214
3251	Cressy	83	–	–	–	–	–
3441	Mount Macedon	83	–	–	–	–	–
3835	Thorpdale	83	–	–	–	–	–
3878	Eagle Point	83	–	–	–	–	–
3813	Tynong	82
3211	Little River	81	–	49	–	21	49
3787	Sassafras	81	–	113	–	–	–
3409	Toolondo	80	–	–	–	–	–
3282	Koroit	79	–	–	–	–	–
3385	Deep Lead	78
3392	Minyip	78
3396	Hopetoun	78
3521	Pyalong	78	–	–	–	–	–
3792	The Patch	77	12	–	–	14	77
3311	Casterton	76	–	–	–	–	–
3494	Nangiloc	72	–	–	–	–	–
3700	Tallangatta	72	–	–	–	–	–
3618	Merrigum	69	–	–	–	–	–
3735	Whorouly	69
3991	Bass	69	–	–	–	–	–
3097	Bend Of Islands	66	88	88	–	–	–
3278	Purnim	66
3241	Winchelsea	63	–	–	–	–	–
3719	Yarck	63
3525	Charlton	62	–	–	–	–	–
3276	Woolsthorpe	61
3558	Elmore	60
3635	Wunghnu	60	–	–	–	–	–
3886	Newmerella	58
3277	Allansford	54	–	–	–	–	–
3283	Crossley	51	–	–	85	–	–
3778	Narbethong	47
3712	Thornton	46
3475	Bealiba	41
3573	Pine Grove	11
3006	Southbank	–	–	–	368	–	736
3025	Altona North	–	205	103	103	103	205
3031	Kensington	–	361	361	–	361	–
3053	Carlton	–	81	81	244	163	244
3054	Princes Hill	–	148	148	74	222	–
3083	Bundoora	–	–	–	–	–	–
3096	Wattle Glen	–	–	99	–	197	–
3113	North Warrandyte	–	–	–	872	–	436
3114	Park Orchards	–	–	–	–	176	176
3127	Surrey Hills	–	824	–	824	–	–
3137	Kilsyth	–	–	–	–	370	370
3142	Toorak	–	258	646	–	129	–
3156	Ferntree Gully	–	–	–	2,671	–	–
3167	Oakleigh South	–
3172	Springvale South	–	335	335	335	670	335
3183	St Kilda East	–	–	292	–	584	–
3207	Port Melbourne	–	–	–	–	815	–
3230	Anglesea	–	–	118	–	118	–
3231	Fairhaven	–	–	94	–	–	–
3232	Lorne	–
3233	Apollo Bay	–	–	–	–	–	–
3235	Deans Marsh	–	–	–	–	–	–
3238	Johanna	–
3239	Gellibrand	–
3240	Moriac	–	–	–	–	–	136
3242	Birregurra	–	–	–	–	–	–
3243	Barwon Downs	–
3264	Terang	–	–	–	–	–	–
3266	Cobden	–	–	–	–	–	–
3272	Mortlake	–	–	–	–	–	40
3281	Bushfield	–	–	–	362	–	–
3286	Macarthur	–	–	–	–	–	–
3292	Nelson	–
3294	Dunkeld	–	–	–	–	–	–
3301	Broadwater	–
3304	Heywood	–	–	–	–	–	–
3310	Merino	–
3314	Bulart	–	–	–	–	–	–
3324	Lismore	–	–	–	–	–	–
3325	Derrinallum	–	–	–	–	–	–
3333	Meredith	–	–	–	–	–	–
3371	Talbot	–	–	–	–	–	–
3428	Bulla	–	–	–	–	–	–
3448	Elphinstone	–	–	–	–	–	–
3483	Birchip	–	–	–	–	–	–
3485	Woomelang	–	–	–	–	–	–
3490	Ouyen	–
3515	Marong	–	–	–	–	–	–
3516	Bridgewater	–
3517	Serpentine	–	–	–	–	–	–
3518	Wedderburn	–	–	–	–	–	–
3537	Boort	–	–	–	–	–	–
3557	Goornong	–	–	–	–	–	–
3570	Neilborough	–	–	–	–	–	–
3583	Tresco	–
3584	Lake Boga	–	–	–	–	–	–
3595	Nyah West	–
3608	Nagambie	–	–	–	–	–	–
3610	Dhurringile	–	–	–	–	–	–
3612	Rushworth	–
3614	Toolamba	–	–	–	–	–	–
3624	Girgarre	–	–	–	–	–	–
3633	Congupna	–	–	–	–	40	–
3637	Waaia	–
3640	Katunga	–	–	–	–	–	–
3659	Tallarook	–	–	–	–	–	–
3711	Buxton	–	–	–	–	–	–
3723	Jamieson	–
3728	Wilby	–	–	–	–	–	–
3732	Moyhu	–	–	–	–	–	–
3746	Eldorado	–	–	–	–	–	–
3786	Ferny Creek	–	–	92	–	92	–
3791	Kallista	–	–	70	–	70	70
3793	Monbulk	–	–	–	158	–	–
3891	Genoa, Gipsy Point	–
3892	Mallacoota	–	–	–	–	–	–
3902	Johnsonville	–
3909	Lakes Entrance	–	–	–	82	–	163
3912	Somerville	–	473	–	473	473	–
3916	Shoreham	–
3919	Crib Point	–	144	–	–	–	144
3923	Rhyll	–
3926	Balnarring	–	–	–	133	133	–
3937	Red Hill South	–
3941	Rye	–	191	95	95	382	191
3943	Sorrento	–
3945	Loch	–	–	–	–	–	–
3951	Kardella	–	–	–	–	–	–
3960	Foster	–	–	61	–	–	–
3962	Toora	–
3980	Tooradin	–	–	202	101	202	101
3987	Nyora	–	184	–	–	61	–

Nguồn: Phân tích tài chính kỹ thuật số và thị trường cho vay mua nhà trực tuyến Joust

Giám đốc điều hành của Joust, Carl Hammerschmidt, cho biết những người trẻ tuổi, lần đầu tiên chủ nhà bị ảnh hưởng nhiều nhất.

Ông nói: “Dữ liệu của chúng tôi cho thấy khi nói đến căng thẳng thế chấp dựa trên nhân khẩu học, những người trẻ hơn, thường là người mua lần đầu tiên sẽ bị ảnh hưởng nặng nề nhất”.

“Nhiều trong số này được mua ở các hành lang phát triển có tốc độ tăng trưởng cao xung quanh các trung tâm đô thị lớn, chẳng hạn như phía đông nam và tây bắc của Melbourne”.

Ông Hammerschmidt cho biết số lượng hộ gia đình đang đấu tranh với thế chấp căng thẳng.

Six of the top 10 postcodes nationwide for mortgage stress are in Victoria, according to a new analysis which reveals hundreds of thousands more families will be stretched to the limit as interest rates rise. ⁦@theheraldsun⁩ #auspol https://t.co/TLB6pORzPx
— Tom Minear (@tminear) May 1, 2022

Ông nói: “Có cả một thế hệ những người đi vay chưa bao giờ thấy lãi suất tăng lên”.

“Khi chúng ta đi vào một chu kỳ có khả năng tăng nhiều lần trong 12 đến 18 tháng, kết hợp với áp lực chi phí sinh hoạt ngày càng tăng, điều này thực sự gây lo ngại cho hàng trăm hộ gia đình trên khắp đất nước”.

“Đó là lý do tại sao điều quan trọng là những người đi vay phải thường xuyên tham khảo thị trường xung quanh để bảo đảm rằng họ có mức lãi suất tốt nhất có thể từ người cho vay hiện tại của họ”.

Dữ liệu dựa trên cuộc khảo sát 52,000 hộ gia đình, cho thấy 1.5 triệu hộ gia đình đang đấu tranh để trả nợ trên khắp nước Úc -bao gồm 44% chủ nhà ở Victoria. (NQ)

ĐỌC THÊM